Calculator

Interest Rate Sweep

Live results

Stress-test the deal against rising or falling borrowing costs.

Property

Base property and rent assumptions held constant while interest rates move.

Equity and costs

Debt settings and operating costs used in each scenario.

Sweep range

Choose the starting rate, increment, and row count to test.

Sweep summary

Use this view to understand how sensitive the deal is to changes in borrowing cost.

Purchase price$660,000.00
Weekly rent$500.00
Total invested$164,340.00
Starting monthly repayment-$2,370.96
Loan amount$528,000.00
Annual expenses-$6,430.00
Starting IO monthly$1,540.00
Rate range3.50% to 7.00%
Rows tested15
Deposit rate20%

Sensitivity table

Fixed rent and property assumptions with interest-only and principal-plus-interest views.

Interest rateExpensesIO cashflowIO ROIP&I cashflowP&I ROI
3.50%-$6,430.00$1,090.000.66%-$8,881.47-5.40%
3.75%-$6,430.00-$230.00-0.14%-$9,773.00-5.95%
4.00%-$6,430.00-$1,550.00-0.94%-$10,679.03-6.50%
4.25%-$6,430.00-$2,870.00-1.75%-$11,599.31-7.06%
4.50%-$6,430.00-$4,190.00-2.55%-$12,533.58-7.63%
4.75%-$6,430.00-$5,510.00-3.35%-$13,481.58-8.20%
5.00%-$6,430.00-$6,830.00-4.16%-$14,443.02-8.79%
5.25%-$6,430.00-$8,150.00-4.96%-$15,417.63-9.38%
5.50%-$6,430.00-$9,470.00-5.76%-$16,405.11-9.98%
5.75%-$6,430.00-$10,790.00-6.57%-$17,405.18-10.59%
6.00%-$6,430.00-$12,110.00-7.37%-$18,417.52-11.21%
6.25%-$6,430.00-$13,430.00-8.17%-$19,441.84-11.83%
6.50%-$6,430.00-$14,750.00-8.98%-$20,477.83-12.46%
6.75%-$6,430.00-$16,070.00-9.78%-$21,525.18-13.10%
7.00%-$6,430.00-$17,390.00-10.58%-$22,583.57-13.74%